Our small loans of between £100-£400 are simple, fair and affordable, helping you spread the cost of short-term borrowing over 1-3 months.
At just 42.6% APR, our interest rates are so much lower than the expensive payday lenders and other high cost alternatives that typically charge 1,509% APR. Apply online now and get your decision in minutes. You can then choose our same day payments service to get the money transferred into your bank account quickly.
A typical example: A loan of £400 payable over 1 month will cost:
Costs £96 with typical payday loan lenders at 1,509% APR
Costs just £12 with handiloan at 42.6% APR
We are a not-for-profit co-operative that has been supporting its 37,000 members with ethical savings and loan services for the last 30 years, a Handiloan will not only save you money now but makes good sense for your financial future.